Yesterday after being formally charged in LA with hit and run, Chris Brown told his side of the story [click here if you missed that].
Now the victim tells her side of the story...
In a written statement to cops -- obtained by TMZ -- the victim, Olga Gure-Kovalenko says after Chris rear-ended her Mercedes, they pulled to the side of the road, got out and they both took pictures of the vehicles.
Things went South quickly when Olga asked for Chris' driver's license, registration and insurance info. Karrueche handed over HER DL, and Olga wisely said she needed to see Chris' DL. Karrueche said she was the owner of the vehicle so Chris didn't need to supply any info. Olga says she persisted and asked for Chris' info.
When Chris and Karrueche refused to cooperate, Olga felt she needed to get a picture of the 2 of them in case they split. As soon as she snapped the pic, she says Chris and Karrueche went nuts.
Olga says, "The guy [Chris] tried to grab camera or me. I jumped back, the girl [Karrueche] screamed, 'Don't touch her, don't touch her!'"
Olga says Chris then started to rant, "You are a bitch! Who do you think you are, bitch? Do you think if you driving Mercedes so got money, bitch?"
And then Olga says Chris dropped this, "Do you think I am just a black n***er."
Olga says Chris continued screaming and then "slammed a door and drove away fast and noisy."